In case any investor makes multiple deposits having denomination of less than or equal to five crore, but aggregate deposit amount(all the deposits placed together by the same investor) in 1 Month, irrespective of the location of the deposit, exceeds rupees five crore amount, then it is considered as bulk deposit of more than five crore and the Company will apply the rate of interest on deposit and brokerage rate as they are applicable to bulk deposit on the day on which the aggregate amount of deposits exceeds five crore. If there is a gap of 1 Month between two deposits having denomination of less than five crore, then such deposits will be treated as independent deposits and they will not be considered together.